This Mobile Privacy Policy (“Policy”) applies to users of the NAMCO Mobile Banking Application (“App.”) through The Nasik Merchants Co-op Bank Ltd., Nashik. The term “NAMCO”, “Bank” or “we”, “us” or “our(s)” in any mobile banking application we own and control and in this Policy refers to The Nasik Merchants Co-op Bank Ltd., Nashik and our affiliates.
By downloading the NAMCO Mobile Banking App. on your mobile device, you consent to this Policy which includes your consent to disclose and use information about you in the manner detailed in this Policy.
Information that we may collect about you through mobile banking includes information that you voluntarily disclose such as your name, address, phone number, email address and other contact information; transaction information, information resulting from your mobile activity and your location information. We may also gather additional information associated with your mobile device through cookies and other technologies as described below.
In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next.
For your convenience, Namco offers you the ability to access some of our products and services through mobile banking applications. When you interact with us through Namco Mobile Banking App., we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device.
There may be certain information transmitted to us regarding your location when you request information through applications on your mobile device, such as your physical location when accessing the App. Location data we collect from your mobile device will assist us in mitigating against any potential breaches or unauthorized access to customer information.
From time to time, NAMCO may establish relationships with other companies in a bid to provide you with additional value and products and services. In these circumstances, we will treat your personal information in the same manner described in our Privacy Policy.
We use the information discussed above in a number of ways, such as:
We may share the information we collect from and about you as well as information about your Accounts or the transfers you make, with our affiliates within the NAMCO Group, with credit reference agencies and with any third parties with whom we have signed Non-Disclosure Agreements. For example, we may share your information for the following:
User IDs and Passcodes are used to help safeguard against unauthorized access to your information through the Mobile Banking Application or Mobile Web. As always, we strongly encourage you to assist us in that effort by not sharing your NAMCO Mobile or Web Banking User ID and Passcodes with anyone.
If you have any questions about this Policy or our privacy practices, please contact our Telephone Banking Center at 0253-2308211 first OR email helpdesk@namcobank.in.
This Policy is subject to change and any changes to this Policy will become effective when posted on this application. Your use of the application following these changes means you accept the revised Policy.
Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a