New Charges from 05 January 2023

Minimum Balance

Saving Account (Without Cheque Book & ATM) Rs.500/-
Saving Account (With Cheque Book & ATM) Rs.1000/-
Saving Account (With Cheque Book & ATM with ECS Facility) Rs.2000/-
Current Account (With Cheque Book & ATM ) Rs.3000/-
Current Account (With Cheque Book & ATM with ECS Facility) Rs.5000/-

Cheque Book Charges

Saving 1 St 10 pages Free & after that Rs.3.00/- Per leaf
Current/CC/HYP/WC/COD 1st 20 pages Free & after that Rs.3.00/- Per leaf

Minimum Balance Charges

Saving Account Rs.150/- Per Quarter
Current Account Rs.350/- Per Quarter

Stop Payment Charges

Saving Account Rs.100/- Per Cheque leaf Max.Rs.500/-
Current Account Rs.100/- Per Cheque leaf Max.Rs.500/-

Complete Loss Of Cheque Book Or Range of Cheque Book

Saving Account Free
Current Account Free

6 Cheque Return Charges For All Type Accounts

Inward Cheque Rs.300/- Per Cheque
Outward Cheque Rs.200/- Per Cheque

Duplicate Passbook / Statement

Saving Account (Passbook) Rs.50/-
Saving Account (Statement) Rs.50/- Upto 10 Pages, thereafter Rs.10/-per page
Current Account (Statement) Rs.50/- Upto 10 Pages, thereafter Rs.10/-per page

Balance Certificate

Saving Account Free
Current Account Free

Cash Handling Receipt

Saving Account
Home Branch Upto Rs.100000/- No Charges thereafter Rs.60/- per lakh & Rs.15/- Per Packet which is higher
Other Branch Upto Rs.25000/- free & above Rs.2/- Per Thousand for receipt
Current Account
Home Branch Upto Rs.100000/- No Charges thereafter Rs.60/- per lakh & Rs.15/- Per Packet which is higher
Other Branch Upto Rs.25000/- free & above Rs.2/- Per Thousand
Payment Upto Rs.25000/- free & above Rs.1/- Per Thousand
Exclude Cash Handling Charges:-
i) Borrowers who utilize sanctioned limit 75% & above
ii) Term Loan Installment Account
iii) Cash deposited for Fixed Deposit
iv) During previous month in current account avg.balance of Rs.5 lakh no Charges

Cash Handling Payment

Saving Account
Home Branch No Charges
Other Branch Payment Upto Rs.25000/- free & above Rs.1/- Per Thousand
Current Account
Home Branch No Charges
Other Branch Payment Upto Rs.25000/- free & above Rs.1/- Per Thousand

RTGS Outward
Saving /Current/All other Account

Rs.2/- To Rs.5/- Lakh Rs.25.00 + GST per transanction
Rs.5/- & Above Rs.50.00 + GST per transanction

NEFT Outward
Saving /Current/All other Account

RUpto Rs.10000/- Rs.2.50 + GST per transanction
Rs.10001/- To Rs.1/- Lakh Rs.5.00 + GST per transanction
Rs.1/- To Rs.2/- Lakh Rs.15.00 + GST per transanction
Above Rs.2/- Lakh Rs.25.00 + GST per transanction

Account Closure

Saving Account
Within 6 Months Rs.150/- (Rs.250/- if Cheque and ATM Facility Avail)
Above 6 Months to 1 Year Rs.150/- (Rs.250/- if Cheque and ATM Facility Avail)
Above 1 Year Nill
Above Rs.2/- Lakh Rs.25.00 + GST per transanction
Current Account
Within 6 Months Rs.50/-
Above 6 Months to 1 Year Rs.50/-
Issue of DD/Payorder Upto Rs.10000/- Rs.25/- and thereafter Rs.2/- per thousand Max. Rs.8000/-
Revalidation Of DD/Payorder Rs.50/- per Instrument
Cancellation Of DD/Payorder Rs.50/- per Instrument
Issue Of Duplicate DD/Payorder Rs.50/- per Instrument
Confirmation Of Singnature Rs.100/- per Instance
Photo Attestation Rs.100/- per Instance
Address Confirmation Rs.100/- per Instance

ECS-Return

Inward Cheque Rs.300/- Per ECS
Outward Cheque Rs.200/- Per ECS
Solvency Certificate Upto Rs.1 lakh Rs.500/- per Lakh Min.Rs.500/- & Max.Rs.12000/-
Noc, Interest Certificate Rs.50/- Per Instance

Old Transaction Record

Saving Account & TD On Email Id is Freei) Saving Account:- Upto 1 Year Free, Beyond 1 to 3 Year Rs.100/- per request, Beyond 3 Years Rs.150/-per request
Current Account & all Advances accounts On Email Id is Freei) Current Account:- Upto 1 Year Free, Beyond 1 to 3 Year Rs.100/- per request, Beyond 3 Years Rs.150/-per request

ATM Card

Annul Fee Rs.100/- Per year
Replacement Damage/ Loss of Card Rs.250/-
ATM TRASANCTION Declined chares,only For insufficient funds(other Bank ATM) Free
Current Account Holders Free
Duplicate Pin Free
ATM Transaction Charges 5 Transaction Free in Semi Urban/Rural, 3 trasaction in Metro/Urban Cities, thereafter Rs.20/- per Trasactions
ATM withdrawal/ Bal Enquiry Same Bank ATM Free
CBDT challan Chanrges Rs.100/- Per Challan

Non collection Cheque Book

Saving Account Free
Current Account Free

Non collection Cheque Book

Mandate Verification Rs.100/- per Mandate

Non collection Cheque Book

Bank Gurantee As per Banking Arrangement
i) Deposit 100% then BG Chargs 1% + GST
ii) Deposit 25% and remaining portion by mortagage of real estate then 1.50%+ GST(Terms and Conditions apply)
iii) Other Bank Guarantee 2.50%+ GST (Terms and Conditions apply)

Loan Processing Fee

Loan Processing Fee Loan processing fee as per loan department circulars and Rs.100/- should be deposited with submission of loan application for loans upto Rs.5 lakh and Rs.500/-should be deposited with submission of loan
Vehicle Loan Loan Precosseing Fee 1% of loan amount
Commitment Charges 1% per Quarter, if 75% of loan amount which is not utilize
Loan Return/Reject 0.50% of precessing fee or Max.Rs.2000/-
List of Documents Rs.1000/- per account

Locker Rent

Locker Size (In inches) yearly Locker Rent
4.6 x 6 x 22 Rs.540/-
6 x 8 x 22/20 Rs.900/-
4.6 x 13 x 22/20 and 7 x 10 x 22/20 Rs.1,080/-
6 x 16 x 22/20 and 12 x 8 x 22/20 Rs.1,620/-
10 x 13 x 22/20 and 7 x 20 x 22/20 Rs.2,340/-
12 x 16 x 22/20 Rs.2,880/-
12 x 20.5 x 22/20 15 x 20 x 22/20 Rs.3,780/-
15 x 23 x 22/20 Rs.5,220/-

 

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