IMPORTANT: Namco Bank never ask for your user id / password / pin no. through phone call / SMSes / e-mails. Any such phone call / SMSes / e-mails asking you to reveal credential or One Time Password through SMS could be attempt to withdraw money from your account.NEVER share these details to anyone. Namco Bank wants you to be secure.

Loan Schemes

# Name of the product Rate of intrest %
1 Sulabh Gruha Scheme Home Loan (Salary Person) 9 To 9.50*
2 Vehicle (Two wheeler Loan) (VLPER) 10.50
3 Vehicle (Personal Car Loan) (VLPER) 9 TO 9.50*
4 Vehicle (Commercial) Only new Commercial Vehicle (VLCOM) 10+
5 Gold Loan ( Up to 4 Lakh) (GLBUL) 8.90*
6 Gold Loans to Farmer ( Up to 4 Lakh Subject to Provided 7/12)(GLBUL) 8.50*
7 Gold Loan ( above 4 Lakh) (TLGLD)(Term Gold Loan) 8.90*
8 Namco Green Energy loan (Solar Loan) (TLNGE) Upto 10 Lackh For Personal Use 10*
9 Namco Green Energy loan (Solar Loan) (TLNGE) Above 10 Lakh for Commercial Purpose 12 (Rating 9.50 to12)*
10 Namco Professional Loan (TLNRL) 9 to 9.50*
11 Secured Personal Loan (TLSPL) 12*
12 Education Loan (TLEDU) 9 to 9.50*
13 Govt. Security/LIC Assign 9*(From 20/09/2022)
14 Hypothecation ( CCGEN) 12 (Rating 9 to 12)*
15 Hypothecation Installment (TLHYP) 12 (Rating 9.50 to12)*
16 Working Capital (CCGEN) 12 (Rating 9.50 to12)**
17 Working Capital Installment (TLWCI) 12 (Rating 9.50 to12)*
18 Machinery Loan (TLSME) 12 (Rating 9.50 to12)*
19 Old Machinery Loan (TLSME) 12 (Rating 9.50 to12)*
20 Godown Constraction (TLSME) Activity run by Own entity 12 (Rating 9.50 to12)*
21 Hospital Construction (TLSME) Activity run by Own entity 12 (Rating 9.50 to12)*
22 Industrial Shed Loan (TLSME) Activity run by Own entity 12 (Rating 9.50 to12)*
23 Cash Credit (CCUNS) Cash credit Unsecured 13*
24 Cash Credit Installement (TLPSL) 13.5*
25 Personal Loan (Only Salary Person ) (TLPSL) 12*
26 Advance Against on Lease Agreement (TLLAP) 12*
27 Shop Purchases and Constraction (TLSME) 12*
28 Furniture 12*
29 Project Finance (TLBCL) 12*
30 Educational Institution Building Constriction (TLBCL) 12 *
31 T.L.S.M.E. Assets Back loan (TLSME) 12 *
32 SME TL (TLSME) 12 *
33 MSME ( Pos ) (TLSME) 12 *
34 Wear House 12 *
35 Godown Constraction (TLSME) Godwn Made for Renting 12 *
36 Hospital Construction (TLBCL) Hospital Made for Renting 12 *
37 Property Loan (TLLAP) 13.5*
38 Pledge Loan 13.5*
39 FDR Advance (ADBUL) As per FDR Rate excess 1.00 and if third party person 2
40 Bills Payble 13.5*
41 Bank Guarantee After Revoke 14.50*
42 Bedana (Raisins and Dry foods Pledge) 11*
* Terms and conditions will be applicable as per banks rule
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